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Accepted Insurance

Insurance Plans Accepted at AARA

Updated October 2025

We accept most major insurance plans, however, we encourage you to contact your insurance plan to verify coverage. Please note that this is not an all-inclusive list and does not reflect the participation of all providers or offices.

Our Patient Experience Department will work to ensure you are matched with a provider that participates with your specific plan as applicable.

Accepted Insurance

  • Arizona Complete Health
  • Banner University Family Plan
  • Care 1st
  • Molina Care
  • Mercy Care
  • UHC Community Plan

  • AARP Medicare Complete (see details under “UnitedHealthcare AARP Medicare Advantage”)
  • Aetna Medicare Advantage
  • Banner Medicare Advantage
  • Blue Cross Blue Shield of Arizona Advantage
  • Cigna
    • Cigna Preferred HMO and Achieve HMO C-SNP
    • Cigna Alliance HMO
  • Devoted
  • Eternal Health
    • Valor Give Back HMO-POS, Grand Give Back-HMO and Horizon HMO
  • Gold Kidney
  • Imperial
  • Humana Medicare
  • Medicare – traditional/original
  • Oscar
  • P3 Health Partners (Tucson Providers Only)
  • Prospect
  • Scan Desert Health Plan
  • UnitedHealthcare AARP Medicare Advantage
    • Phoenix Direct Network
    • OptumCare Network
    • HMO Plan 1, 2, 3, 4 and Group Retiree; PPO Plan
  • Banner Health Network (BHN)
    • HMO Plans 1, 2, 3, 4
  • UnitedHealthcare Chronic Complete Plan HMO-POS C-SNP
    • OptumCare Network
  • WellCare by Allwell – Arizona Complete Health
  • WellCare by Arizona Priority Care – AZPC Network

  • Aetna Health
  • America’s PPO / Health EZ
  • Antidote Health Plan of AZ
  • Arizona Medical Network
  • Arizona Care Network
  • Banner | Aetna
    • Participate in all networks, high-performing networks and three-tiered plans
    • Banner employees tier 2 – can accept
  • Beech Street
  • Blue Cross and Blue Shield of Arizona
  • Carelon
  • Cigna Healthcare of Arizona
  • Cigna + Oscar
  • Cofinity
  • CopperPoint Mutual Insurance Co.
    • Coventry Health Care
  • First Health Network
  • Great West Health (GWH) – Cigna
  • Health Management Network (HMN)
  • MultiPlan
  • PHCS
  • Rural Area Network (RAN) accessed through Multiplan
  • TriCare – Triwest Health Alliance
  • TriWest Community Care Network for Veterans
  • UMR
  • UnitedHealthcare of Arizona
    • Most HMO/PPO plans
    • Navigate
    • Doctor’s Plan

  • Ambetter from Arizona Complete Health
  • Banner | Aetna
  • Blue Cross Blue Shield of Arizona
  • Premier Health (Statewide PPO Network)
  • Everyday Health PPO (Statewide PPO Network)
  • Blue Signature Prosano PPO (Alliance PPO Network including Prosano Clinics)
    • Does not include MaricopaFocus Network or Portfolio HMO with PimaConnect Network
  • Cigna Connect Individual and Family Plans
  • Health Choice by Blue Cross Blue Shield of Arizona
  • Oscar Health